CONTRACTOR CHECK · BD-SAMPLE-001
Pause. Resolve these facts before paying.
Public business records align with the company named on the estimate, but the requested payment recipient does not. Current insurance proof was requested and has not yet been confirmed by the listed agency. Resolve both items in writing before sending the $6,800 deposit.
The quoted company matches an active Texas entity.
Oak & Stone Renovations LLC appears as an active Texas taxable entity. The legal name aligns with the company name printed on the estimate.
LIMIT: Active entity status does not establish workmanship, solvency, or authority for every trade.No statewide general-contractor license applies to this scope.
Texas does not issue a statewide general-contractor license for this kitchen-remodel scope. The absence of a statewide record is not treated as a negative finding.
LIMIT: Electrical, plumbing, HVAC, and local permit work may require separate licensed trades or registrations.The requested payee does not match the quoted company.
The estimate is issued by Oak & Stone Renovations LLC. The payment instructions request a $6,800 transfer to an individual name, “J. Rivera,” with no written explanation of that relationship.
LIMIT: A different payee is not proof of fraud, but it should be explained and authorized in writing before payment.Current insurance proof remains unconfirmed.
A current certificate was requested from the agency contact listed by the contractor. No agency-confirmed response was received before this sample report was completed.
LIMIT: An unanswered request does not prove that coverage is absent. A contractor-supplied certificate alone is not treated as agency verification.The $6,800 deposit is 40% of the quoted total.
The estimate totals $17,000 and requests $6,800 before work begins. The estimate does not connect that amount to an itemized materials purchase or a completed milestone.
LIMIT: This report does not decide whether a deposit is legally permissible or commercially reasonable for the project.Resolve before payment
Questions worth putting in writing.
- Why is the requested payment recipient different from the legal company named on the estimate?
- Will the insurance agency send current proof directly and identify the named insured and policy dates?
- What materials or completed milestone does the $6,800 deposit cover, and will that be added to the signed agreement?
A timestamped record of facts found, requested, and not confirmed from the listed sources.
What it is notAn endorsement, guarantee, background report, legal opinion, insurance advice, or prediction of workmanship.
Every contractor, project, payment, and timestamp on this page is fictional. The information structure mirrors the private customer report. Real reports use the records and documents relevant to the customer’s contractor, trade, and project location.